Company Milestones

First National Merchant Solutions expanded its offerings to include prepaid card solutions. Prepaid cards can be used anywhere Visa^® Debit Cards are accepted and are replaceable if lost or stolen. Prepaid cards are also the smart choice for customer rebates, client appreciation, employee rewards, sales incentives, corporate per diems and payroll.

First National Merchant Solutions began acquiring Discover^® Network card transactions, offering processing customers a single-point of contact for contracts, service and settlement.

First National Merchant Solutions introduced First Resolution Online^TM, the first chargeback management tool in the market to allow merchants to resolve chargebacks online.

First National Merchant Solutions became one of the first processors to offer merchants ACH and credit card transactions in the same batch file.

First National Merchant Solutions celebrated its 50th year of processing payments.

First National Bank of Omaha was named as one of "America's Most Admired Companies" by Fortune magazine.

First of Omaha Merchant Processing changed its name to First National Merchant Solutions.

The company continued to develop customer-focused solutions like PayFuse^®, an Internet-based payment gateway.

"Multi-Card" was implemented, allowing all card types to be placed on one billing statement for merchant convenience.

First of Omaha Merchant Processing processed a record of two-hundred million transactions.

First of Omaha Merchant Processing received the 1994 Member Service Quality Performance Award for Best Copy Performance by an acquirer with Visa sales over $1.5 billion.

First National Bank of Omaha's acquiring division was renamed First of Omaha Merchant Processing.

The company initiated the Direct Response Forum (DRF) with its non-face-to-face merchants to
facilitate better communication and education between the credit card associations and merchants.

First National Bank of Omaha became the first processor to develop authorization slips for restaurants with a blank area for including tip.

First National Bank of Omaha became an electronic draft capture processor.

First National Bank of Omaha became a dual issuer by joining MasterCard^®.

First National Bank of Omaha joined BankAmericard, a forerunner to Visa^®.

First National Bank of Omaha automated many of its manual credit card
processes and was the first credit card processing center in the nation to offer descriptive billing statements.

First National Bank of Omaha became the seventh bank in the country to issue credit cards, "First Charge."

The bank began to process transactions for 125 merchants.