PayFuse^®

Online Payment Acceptance

Accept payments over the Internet securely and efficiently with PayFuse - First National Merchant Solutions' all-in-one e-commerce payment processing software.

PayFuse seamlessly integrates Internet sales data into your existing business systems and eliminates the need for third party processing.From the time your customer submits a transaction to the time that transaction is settled, everything is handled right here at First National - ensuring you secure transactions and timely payment.

Benefits

• Control
  With PayFuse, you maintain ownership and control of business critical transaction data. You maintain the ability to reliably host online payment processing within your own firewalls. While other solutions may limit the functionality available to you, PayFuse allows you to select the payment, fraud, reporting and integration options that best suit you and your business.
• Reliability
  Our superior hosting facility allows PayFuse to keep your transactions flowing securely 24 hours a day, 7 days a week.
• Real-time Payment Processing
  PayFuse ensures transactions are processed securely and quickly, whether purchases take place online, through a call center or as a wireless transaction.
• Security
  The most innovative technology secures our hosting facility and SSL encryption protects your transactions, so you can be sure your site is secure and your transactions are safe.
• Fraud Prevention
  Automatically included with PayFuse, FraudShield puts you in control of your fraud management process. You define real-time transaction screening rules that incorporate multiple layers of fraud detection into each transaction.
• Merchant Configurable Rules
  Create an unlimited number of rules based on any combination of over 50 data fields and built-in checks.
• Automatic Lockouts
  Automatic Lockouts prevent transactions from occurring with specific consumers, computers and networks that have attempted fraud in the past. This feature protects you from schemes that use automatic credit card number generator programs by detecting sequences of declines on the same card number, IP address or user account.
• Negative Lists
  FraudShield™ lets you create a "negative list" to block transactions based on prior fraud attempts or chargeback records. Negative lists can recognize order attributes including card number, name, e-mail address, billing/shipping address and IP address.
• Integration of Payment Processor Security Mechanisms
  FraudShield™ rules support the use of Address Verification Service (AVS) responses and Card Verification Methods (CVM).
• Case Management
  Receive automated alerts, review order details and the criteria by which it was deemed suspicious - then decide if you want to approve or reject the transaction.

Other Features

• Order Management
  • Confirms shipment of goods.
  • Initiates settlement and credits.
  • Provides automatic order capture.
  • Offers point-of-sale interface for offline transaction entry.
  Transaction Reports
  • Displays detailed transaction information such as transaction ID, date and time, and status authorization codes.
  • Provides confirmation of shipped goods.
  • Initiates post-authorization and credits.
  • Adds and deletes entries in the fraud database.
  • Automatically reconciles orders.
  • Displays declined transactions.
    

  Business-to-Business Purchasing Card Support

  • Supports enhanced Level 3 corporate purchase card data for business-to-business transactions, including fields for: product codes, buyer codes, seller codes, item description, unit of measure, unit of quantity and other line-item details.
    

  Simple Integration

  • Integrates with existing business systems, including fulfillment, order entry, inventory and accounting systems.