3-D Secure Payer Authentication

Enhanced security for e-commerce transactions

3-D Secure™ payer authentication, Verified by Visa™ and MasterCard^® SecureCode™, is now available to e-commerce merchants. Payer authentication was designed to provide merchants added security when accepting Visa and MasterCard payments online.

The Verified by Visa and MasterCard SecureCode are the most powerful fraud prevention tools available to online merchants. These programs were introduced to protect e-commerce merchants from the harmful effects of fraud and chargebacks.

Participating merchants receive the following benefits*:

May potentially reduce your company's overall expenses.
Quickly and easily integrate security into your check out process.
May potentially provide you with additional chargeback rights.

First National Merchant Solutions and CardinalCommerce Corporation have joined forces to provide online merchants the ability to participate in the Verified by Visa and MasterCard SecureCode programs. Through this strategic alliance, online merchants can now minimize credit card fraud exposure and fraud costs, significantly increase consumer confidence and in some cases, reduce credit card interchange fees.

Contact First National Merchant Solutions today to find out how Verified by Visa and MasterCard SecureCode can improve your bottom line.

*Certain restrictions/conditions may apply. Please contact First National Merchant Solutions for further details.