PayFuse®
The secure force behind e-business
Online Payment Acceptance
Accept payments over the Internet securely and efficiently with PayFuse
- First National Merchant Solutions' all-in-one e-commerce payment processing
software.
PayFuse seamlessly integrates Internet sales data into your existing
business
systems and eliminates the need for third party processing.From the time
your customer submits a transaction to the time that transaction is settled,
everything
is handled right here at First National - ensuring you secure transactions
and timely payment.
- Control
With PayFuse, you maintain ownership and control of business critical
transaction data. You maintain the ability to reliably host online
payment processing within your own firewalls. While other solutions
may limit the functionality available to you, PayFuse allows you
to select the payment, fraud, reporting and integration options
that best suit you and your business.
- Reliability
Our superior hosting facility allows PayFuse to keep your transactions
flowing securely 24 hours a day, 7 days a week.
- Real-time Payment Processing
PayFuse ensures transactions are processed securely and quickly,
whether purchases take place online, through a call center or as
a wireless transaction.
- Security
The most innovative technology secures our hosting facility and
SSL encryption protects your transactions, so you can be sure your
site is secure and your transactions are safe.
- Fraud Prevention
Automatically included with PayFuse, FraudShield puts you in control
of your fraud management process. You define real-time transaction
screening rules that incorporate multiple layers of fraud detection
into each transaction.
- Merchant Configurable Rules
Create an unlimited number of rules based on any combination of
over 50 data fields and built-in checks.
- Automatic Lockouts
Automatic Lockouts prevent transactions from occurring with specific
consumers, computers and networks that have attempted fraud in the
past. This feature protects you from schemes that use automatic
credit card number generator programs by detecting sequences of
declines on the same card number, IP address or user account.
- Negative Lists
FraudShield™ lets you create a "negative list" to block transactions
based on prior fraud attempts or chargeback records. Negative lists
can recognize order attributes including card number, name, e-mail
address, billing/shipping address and IP address.
- Integration of Payment Processor Security Mechanisms
FraudShield™ rules support the use of Address Verification Service
(AVS) responses and Card Verification Methods (CVM).
- Case Management
Receive automated alerts, review order details and the criteria
by which it was deemed suspicious - then decide if you want to approve
or reject the transaction.
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Order Management
- Confirms shipment of goods.
- Initiates settlement and credits.
- Provides automatic order capture.
- Offers point-of-sale interface for offline transaction entry.
Transaction Reports
- Displays detailed transaction information such as transaction
ID, date and time, and status authorization codes.
- Provides confirmation of shipped goods.
- Initiates post-authorization and credits.
- Adds and deletes entries in the fraud database.
- Automatically reconciles orders.
- Displays declined transactions.
Business-to-Business Purchasing Card Support
- Supports enhanced Level 3 corporate purchase card data for business-to-business
transactions, including fields for: product codes, buyer codes,
seller codes, item description, unit of measure, unit of quantity
and other line-item details.
Simple Integration
- Integrates with existing business systems, including fulfillment,
order entry, inventory and accounting systems.

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