First Account Updater^®

Payment Processing

Updating account information, made simple.

Maintaining accurate customer data is one of the biggest concerns merchants accepting recurring payments face today. But with the First Account Updater Service from Visa, MasterCard and First National Merchant Solutions, you can be sure your recurring billing list is up-to-date giving you one less thing to worry about.

Reduce declined transactions and authorization related chargebacks by getting updated account numbers, expiration dates and account status' on your Visa and MasterCard cardholders as often as you like.

Benefits
The First Account Updater Service offers:

Fewer "Declined" and "Force-Post" transactions
With updated information, your business will encounter fewer declines and experience fewer force-post transactions.

Reduced authorization related chargebacks
Reduce the number of chargebacks your business receives by sending through a transaction without an authorization.

Increase Customer Retention & Customer Service
Customers appreciate seamless account changes. Customers don't want to deal with paperwork or phone calls to make changes - the easier changes are for them, the less likely they are to move their service elsewhere.

Improve Efficiency
Save yourself from the manual processes of researching and reviewing upcoming expiration dates and declined transactions. Reduce the time spent on updating account information, switching billing methods or shutting off and turning back on service. Reduce the number of hours spent dealing with account verification and chargeback research. Most importantly, all these benefits come together to reduce your expenses and increase your bottom line!

System Requirements
If you currently have a processing system that utilizes our 150 byte specifications - you are already halfway there! All you need to do is contact your First National Merchant Solutions representative to find out how to sign up*. If you do not have a compatible system, talk to your representative about available upgrade options.

*Good for a limited time only. Void where prohibited. Additional terms and conditions may apply.

How it works
Simply send in a file to First National, we will forward it to Visa and MasterCard and have a response back to you within 24 hours. You have access to the latest cardholder information straight from the issuer of the card.